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RISK DISCLOSURES


1. Pricing and Buybacks.

Gold Safe Exchange sale prices and buyback prices are set internally by Gold Safe Exchange and are constantly changing. Common Bullion Products are priced by Gold Safe Exchange for both sale and potential buyback for the most part in accordance with the spot price of the precious metal they contain. Premium Products, however, are priced by Gold Safe Exchange for both sale and potential buyback at a premium above the spot price of the precious metal they contain. This premium is solely determined and controlled by Gold Safe Exchange, based on various factors Gold Safe Exchange deems valuable, to include speculative interest, collector and investor demand, available supply, industry promotions, perceived value, economic conditions, and other factors Gold Safe Exchange deems relevant. The value assigned to Premium Products at any given time may vary from retailer to retailer and Gold Safe Exchange cannot guarantee another retailer will value a premium coin at the same rate as Gold Safe Exchange would in any given circumstance. Gold Safe Exchange cannot guarantee buy-back of any item it sells and cannot guarantee another retailer will purchase a premium coin.

Gold Safe Exchange’s sale prices and potential buyback prices are not necessarily related to, or affected by, the sale prices or potential buyback prices at which other retail or wholesale precious metals dealers or institutions buy, sell, or value the same or similar products. Moreover, there is a price differential, or "spread", between Gold Safe Exchange's sale price (the "ask" price) and the price Gold Safe Exchange pays for a product (the "bid" price). The bid/ask spread is calculated by subtracting the bid price from the ask price and then dividing the difference by the ask price: (Ask - Bid) / Ask). To make a profit, you must be able to sell the precious metals in the future for a price high enough to cover its initial purchase, including this spread. Spreads may be subject to negotiation, and any spread Gold Safe Exchange charges in a specific transaction may be more or less than the spread it charged to others in similar transactions or it charged to you in prior or future transactions. Although Gold Safe Exchange has historically bought back our customers’ gold and silver, the law prohibits us from guaranteeing we will repurchase the products we sell. As such, Gold Safe Exchange makes no guarantee that we will buy back any product, and Gold Safe Exchange’s buyback policy is subject to change without notice.

2. Objectives.

Anyone who considers purchasing Gold Safe Exchange products should consider the associated risks and acquisition costs. It isGold Safe Exchange’s view that precious metals should be considered a long-term asset, and that you should be prepared and willing to hold any purchased precious metals for several years before selling them. Products should only be purchased with discretionary funds that may be tied up for several years and not with funds necessary to cover your day-to-day living expenses. Gold Safe Exchange HAS NO FIDUCIARY DUTY TO YOU. Though Gold Safe Exchange may explain what precious metals options are available to you, the decision to purchase precious metals and which ones to purchase are your decisions alone, and Gold Safe Exchange is not responsible for your decisions. The purchase of Gold Safe Exchange products is not for everyone, and Gold Safe Exchange has no obligation to and makes no attempt to confirm the appropriateness of any product for any person at any time.

3. Diversification.

Many experts generally recommend that precious metals constitute between 5% to 10% of a well-diversified portfolio; see examples here and here. Some individuals or entities may recommend different percentages. If you choose to allocate any percentage of your funds in Gold Safe Exchange products, you are advised to do so only after consulting legal, financial, and tax professionals. Gold Safe Exchange does not guarantee, and makes no representation, that any allocation in Gold Safe Exchange products, whether between 5% to 10% or otherwise, is appropriate for any particular person.

4. Volatility.

Gold Safe Exchange products’ markets are subject to substantial fluctuations including significant and rapid increases and decreases from time to time. You must be able to assume and tolerate the risk of such price fluctuations. No assurance can be given that you will be able to sell your products at a price greater than or equal to the acquisition cost. You could lose money.

5. Agents and Team Members.

Gold Safe Exchange’s agents and team members are not licensed investment or financial advisors, and they have no fiduciary duty to you. It is your responsibility to learn and consider all risks, prices, and policies relating to your purchase.

6. Grading/Authenticity.

Grades and descriptions of products are opinions based on standards and interpretations that can and do change over time, and are not statements of fact or guarantees. Gold Safe Exchange is not a grading service, and relies upon the certifications of independent grading services in selling the products. Gold Safe Exchange does not independently verify the grade or authenticity of the products it sells. While Gold Safe Exchange guarantees that all of the products it sells are genuine, the products sold by Gold Safe Exchange are sold on an “as is” basis and Gold Safe Exchange expressly disclaims any other warranties, express or implied, including the implied warranties of merchantability and fitness for a particular purpose, and any warranties associated with the grades assigned to the products by independent grading services.

7. Tax, Financial and Legal Advice.

Gold Safe Exchange does not give tax, financial or legal advice, and will not advise as to the potential tax, financial or legal implications of purchasing and/or selling precious metals products in an Individual Retirement Account or otherwise. It is important that you consult your own tax, financial and legal advisors with any questions about the potential tax, financial and/or legal implications of any precious metals purchase or sale.

Gold Safe Exchange cannot guarantee, and makes no representation, that any metals purchased by a customer will appreciate at all or appreciate sufficiently to make a profit, and there is no certainty that any metals can be sold for a profit. The future value of the coins you purchase cannot be predicted. You could lose money. Don't purchase Gold Safe Exchange products with money you can't afford to lose. Prices may rise and fall over time or rapidly. Past performance of any coin does not guarantee future results. Premium coins are sold for more than the spot price of the precious metal they contain. Gold Safe Exchange's sale prices and buy-back prices are determined and controlled by Gold Safe Exchange. The value assigned to the coins you purchase at any given time may vary from retailer to retailer and Gold Safe Exchange cannot guarantee another retailer will value the coins at the same rate as Gold Safe Exchange would in any given circumstance. Gold Safe Exchange cannot guarantee buy-back of any item it sells and cannot guarantee another retailer will purchase coins purchased through Gold Safe Exchange.
Gold Safe Exchange cannot guarantee another retailer will value a premium coin at the same rate as Gold Safe Exchange would in any given circumstance. This purchase is speculative and unregulated.