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Add Gold to your IRA

Adding physical gold to your portfolio can help diversify your portfolio and help you achieve long-term future goals.

Considering a Gold IRA Transfer?

Incorporating gold into your IRA may be wise for those seeking to diversify their assets. Acquiring physical gold adds a solid asset to your other resources. It potentially reduces risk and aids you in the pursuit of long-haul future objectives. Additionally, holding gold within an IRA can offer potential tax advantages.

Opening up an IRA with gold now could be a timely move. Take charge of your future. Transferring to a Gold I.R.A. from your current R.A. I.R.A. now could be a timely move.

These are the minimum requirements of fineness for IRA-compatible precious metals:

Gold must possess a fineness of 99.5%, silver 99.9%, and both palladium and platinum should be at least 99.95% pure.

Qualifying bars, coins, and rounds must be manufactured by organizations certified by necessary entities like NYSE/Liffe or an official government mint to ensure that it adheres to the stipulated minimum purity requirements.

Collectible proof coins are required to be housed in their original mint packaging, maintained in impeccable condition, and must be accompanied by a certificate of authentication.

Compact bullion bars are expected to adhere to strict weight standards, with the exception of certain larger bars, including 100-ounce gold and palladium.

Bullion coins should be in mint and uncirculated state without showing any traces of wear.

Guidelines for IRA-Approved Gold:

It is important to understand that not every gold item, proof coin, bar, or round meets the necessary standards. To qualify, these products should generally have a fineness of .995, American Eagles being a notable exception. The scope of precious metals eligible for a self-directed I.R.A. is quite broad. Today, there is a full range of IRS-approved products, including gold, silver, platinum, and palladium items. However, in the past, I.R.A.s were confined to only American Eagle coins.

AThis expansion occurred thanks to the Taxpayer Relief Act of 1997SS, which allowed various sizes of U.S. gold coins and one-ounce silver coins produced by the U.S. Treasury, as well as selected foreign coins, to be included in I.R.A.s.

Choosing Gold Safe Exchange means you avoid retail markups and interact directly with seasoned professionals. Our team, comprising leaders in the precious metals industry, has held top roles in major U.S. retail firms. We cut through the typical myriad of fees to offer you competitive rates in the precious metal market. We provide you information regarding our commissions upfront, in writing.

For additional information on acquiring precious metals, including IRA-eligible gold and proof coins, and other precious metals and to gain insights on concepts like rollovers and other details related to precious metals I.R.A.s, contact Gold Safe Exchange at 1-800-341-6727.

2022 AMERICAN EAGLE GOLD FOUR-COIN COLLECTION

West Point USA

Weight: Various

Content: Various

Purity: 0.9167 fine

Diam: Various

IRA Eligible: Yes

The 2022 set of American Eagle Gold Proof Coins, produced at the West Point Mint, consists of four coins, each comprising 91.67% gold and 3% silver. The design of these coins was updated in 2021 after 35 years. The collection includes coins of one ounce, half ounce, quarter ounce, and tenth ounce, all minted in 22-karat gold. These are fully IRA-eligible.

AMERICAN EAGLE GOLD BULLION COINS

U.S. Mint

Weight: 31.103 g.

Content: 1 Troy oz.

Purity: 0.9999 fine

Diam: 32.70 mm

IRA Eligible: Yes

Struck from 1oz of 99.99% pure gold, the 2022 Gold American Eagle represents the U.S. official gold bullion coin. This coin was first minted in 1986 by the U.S. Mint and is available in four denominations: one ounce, half ounce, quarter ounce, and tenth ounce.

US BUFFALO GOLD COINS

Producer: U.S. Mint

Weight: 31.103 g.

Content: 1 Troy oz.

Purity: 0.9999 fine

Diam: 32.70 mm

IRA Eligible: Yes

Introduced in 2006 by the United States Mint, the American Buffalo, or gold buffalo, is a 24-karat bullion coin. It marked the first issuance of .9999 pure 24-karat gold coins by the U.S. Government. Available in one-ounce, half-ounce, quarter-ounce, and tenth-ounce sizes.

CREDIT SUISSE AND PAMP SUISSE GOLD BARS

PAMP SA Company

Weight: Various

Content: Various

Purity: 0.9999 fine

Diam: Standard

IRA Eligible: Yes

PAMP SA, a part of the MKS Group, is a leading independent refiner and producer of precious metals, established in 1977 in Ticino, Switzerland. PAMP produces a variety of gold bullion bars in different weights and dimensions.

1 O.Z. GOLD BULLION BARS

Various producers

Weight: Various

Content: Various

Purity: 0.9999 fine

Diam: Standard

IRA Eligible: Yes

The standard 1 Troy oz. Gold bar is a globally recognized size and traded worldwide, including in metric system countries. A Troy ounce is equivalent to 31.1 grams, and it is the traditional unit for precious metals. The 1 Troy oz gold bars (31.1 grams) are an excellent entry point for individuals wishing to diversify their assets with precious metals.

AUSTRALIAN SILVER LUNAR COINS

Perth Mint

Weight: 131.103 g

Content: 1 Troy oz.

Purity: 0.9999 fine

Diam: 32.70 mm

IRA Eligible: Yes

The Perth Mint began its Silver Lunar series in 1999 with the year of the Rabbit coins. After its 12-year cycle, due to its success, the Mint launched a second series from 2008 to 2019.

1/2 OZ. GOLD BRITISH SOVEREIGN COINS

British Royal Mint

Weight: 235 oz.

Content: .235 Troy oz.

Purity: 0.999 fine

Diam: 32.05 mm

IRA Eligible: Yes

The iconic British Gold Sovereign, in circulation since 1817, is a globally recognized coin. Each issue features the portrait of the current monarch, making it a valuable piece for collectors and depositors alike.

CHINESE GOLD PANDA COINS

People’s Republic of China

Weight: 31.103 g.

Content: 1 Troy oz.

Purity: 0.999 fine

Diam: 32.05 mm

IRA Eligible: Yes

Since their debut in 1982, Chinese Panda series coins have been produced in various sizes, from .05 to 1 troy ounce (1.6 to 31.1 grams). Each year, a new design is brought to these coins, which appeals interested parties and collectors alike.

CANADIAN GOLD MAPLE LEAF COINS

Royal Canadian Mint

Weight: 31.103 g

Content: 1 Troy oz.

Purity: 0.9999 fine

Diam: 30 mm

IRA Eligible: Yes

The Royal Canadian Mint strikes the Gold Maple Leaf bullion coin from 1 oz. of .9999 pure gold. Launched in 1979, it features the iconic maple leaf design synonymous with Canada.

BRITISH BRITANNIA GOLD COINS (2013 AND LATER)

British Royal Mint

Weight: 31.103 g

Content: 1 Troy oz.

Purity: 0.9999 fine

Diam: 32.69 mm

IRA Eligible: Yes

Britannia, Britain’s female personification, has adorned bullion since 1987. Her history traces back to AD 119 on Hadrian’s coins. These coins are available in one-ounce, half-ounce, quarter-ounce, and tenth-ounce sizes.

AUSTRALIAN GOLD KANGAROO COINS

Perth Mint

Weight: 31.103 g.

Content: 1 Troy oz.

Purity: 0.9999 fine

Diam: 32.60 mm

IRA Eligible: Yes

Since 1986, Perth Mint’s Australian Gold Kangaroo Coins have been collectors’ favorites. These coins not only showcase the famous marsupial but also represent the Perth Mint’s high-quality bullion standards.

1 O.Z. GOLD DONALD TRUMP ROUNDS

Privately Produced

Weight: 31.103 g.

Content: 1 Troy oz.

Purity: 0.9999 fine

Diam: 32.70 mm

IRA Eligible: Yes

These .9999 pure gold rounds commemorate the 45th President of the United States, Donald Trump. The obverse displays President Trump’s profile. The reverse depicts an image of the White House.

AUSTRIAN GOLD PHILHARMONIC COINS

Austrian Mint

Weight: 31.103 g

Content: 1 Troy oz.

Purity: 0.9999 fine

Diam: 37.0 mm

IRA Eligible: Yes

First issued on October 10, 1989, the gold Vienna Philharmonic came in one-ounce and quarter-ounce sizes. In 1991 and 1994, the one-tenth and one-half ounce coins were added, making it the only European bullion coin with a euro denomination.

Frequently Asked Questions

The requirement of a custodian for a precious metal I.R.A. is grounded in the regulations set by the Internal Revenue Service (I.R.S.). These regulations explicitly state that all self-directed I.R.A.s, including those involving precious metals, must be managed under the supervision of a custodian. The key responsibilities of a custodian include overseeing the I.R.A.’s administration and ensuring that all activities and practices strictly adhere to the standards and directives laid out by the I.R.S.

Furthermore, the custodian is charged with the critical task of securely holding the precious metals. This involves storing them in a facility that is approved by the I.R.S., thereby providing a robust layer of safety and security for the I.R.A.’s physical assets. The custodian’s role is, therefore, pivotal in maintaining the integrity and compliance of the I.R.A., ensuring that it operates within the legal framework while securing your interests.

I.R.S. regulations require that precious metals in an I.R.A. be stored in an IRS-sanctioned depository. The primary intent of this directive is to guarantee the safeguarding and security of the assets within the precious metals I.R.A. A depository offers an unbiased third-party storage solution that ensures that the metals are kept in a secure environment. Responsibilities of the depository include the custodianship and safeguarding of precious metal assets. They are tasked with providing regular statements and valuation reports to both the custodian and the I.R.A. owner.

Additionally, the depository is accountable for ensuring proper insurance and security measures for the precious metals, covering risks like theft, loss, or damage. The utilization of an IRS-approved depository means that the assets in the retirement funds are distinctly separated from the custodian’s assets, providing a safety net in situations like bankruptcy or other economic difficulties. Moreover, this arrangement is crucial for meeting the stringent rules and regulations set for self-directed I.R.A.s, thereby ensuring regulatory compliance and asset security.

Precious metals, much like insured real estate, are a tangible asset class with a broad market for trade. However, unlike real estate, which is constrained by a limited pool of potential buyers, gold enjoys a universal recognition as a valuable commodity, making it one of the most traded commodities globally, second only to oil. This global recognition provides owners of precious metals with a remarkable degree of flexibility and liquidity.

You have the freedom to sell any portion of your precious metals to any buyer across the globe at any time. While Gold Safe Exchange is always willing to make an offer to buy back your metals, the decision to sell and whom to sell to remains entirely in your hands. This flexibility allows you to respond to market conditions or personal economic needs in a timely and efficient manner.

Indeed, arranging for the delivery of your precious metals to your residence (for non-IRA assets) is a viable option. There are several pathways and options available to facilitate this process. Our team of professionals at Gold Safe Exchange is equipped to guide you through these various options and ensure that you choose the method that best suits your needs and preferences. Whether you are looking for the most secure, quickest, or most cost-effective method of delivery, our team can provide you with the information and support needed to make an informed decision. This service is part of our commitment to providing a comprehensive and customer-centric experience as well as ensuring that every aspect of your precious metal acquisition is handled with the utmost care and professionalism.